Never Too Late

We all know we should save for retirement, right? But wedon t. We re just not sure where to start . . . or when.Experts conjure magic numbers and use complicated terminology.Do we really need a million dollars? And if we don t have asnowball s chance in hell of saving that much, should we evenbother?

Gail s answers are no and yes -- there is no magic numberthat fits everyone, and yes, you must bother! The hardest partof retirement planning is getting started, so Gail walks youthrough the steps to put momentum on your side -- even if it swith as little as a dollar a day. She ll help you figure out where you are now, where you want to be and how to get there.

No expert, Gail included, should offer a one-size-fits-allsolution, which is why Never Too Late has concrete steps for developing a plan that is right for YOU. Never Too Late is about cutting through the crap, taking charge, and taking action to create the future you want."